We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details, please read our Online Terms & Conditions, Privacy Policy, Cookies Policy and Personal Information Collection Statement.
We recommend using a computer web browser or Hang Seng Mobile App to log on for enhanced security. Please visit "Security Information Centre" for more security tips.
Identify the official H A R O WhatsApp account
To protect your information, please only interact with the "H A R O 恒生智能助理" account (852) 2822 0303 with a verified badge by WhatsApp. Remember not to share any personal information via WhatsApp, and we won't ask you for any either. Find more security tips in Security Information Centre
You can now chat with H A R O on WhatsApp. Whether you're looking for foreign exchange rates, timely market updates or the nearest branches and ATMs, simply WhatsApp H A R O to get your answers straight away. Start your conversation with H A R O WhatsApp[1] by simply registering and clicking "Open WhatsApp".
Look up and follow FX rates[2],[3] instantly with simple keywords. Simply input the currency and amount, such as "JPY1000" or "USD rate trend" and get quick updates.
Stay up-to-date with the market trends you are interested in. From FX Update [2], Investment Overview [2], Time Deposit, Credit Card Offers[4] to Moments, stay abreast of the latest news via WhatsApp[5].
Share your location with H A R O WhatsApp and get notified of the 3 nearest branches and ATMs in no time.
Get hold of different banking information and useful information in real time. You can now switch to "Live Chat" service via H A R O WhatsApp and our customer service representatives can further assist you on enquiries and instructions.
To actualise green banking, we have launched the first in Hong Kong – Green Receipt. After completing transactions in our branch, you can get your Transaction e-Advice via WhatsApp by scanning the QR code on e-Signature Pad. Centralising all transaction advices in digital format and forwarding transaction advices to friends with ease.
To borrow or not to borrow? Borrow only if you can repay!